state tax benefits - deduct an amount from what you contribute from your state taxes oregon - may offer maximum deduction of up to $2000 also consider fees program expenses --------------- Oregon College Savings Plan (529) - managed by OppenheimerFunds 11 investment options - 7 from oppenheimer and 4 from vanguard group aggressive growth: 13% return in first year .88% total fees (underlying fund expenses and plan fees) funds: Global - 20% Value - 20% Capital Appreciation - 20% Main Street Opportunity - 10% Main Street Small Cap - 10% Core Bond - 10% Limited-Term Government - 10% --------------- USAA College Savings Plan (529) - upromise - percentage of purchases go towards plan - annual fee: $15 - low balance (less than $50/month and less than $15) - make change to portfolio once year - expense ratio: 1.1%